Pricing and Rates

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Especially on pricing. Get the answers you're looking for.

Open an account
Brokerage Account
Stocks, options,
mutual funds, and ETFs
$02
Options
contracts
$0.65
50ยข with 30+ trades per quarter2
Futures
contracts
$1.50
Bonds and CDs
(online secondary trades)
$1.00
per bond
(minimum $10, maximum $250)

ECapital Advisory
Premium Savings Account
4.00% APY3
For 6 months

Plus, no monthly account fees and no minimum deposit.
Max-Rate Checking
2.00% APY4
No transaction fees, and ATM fee and foreign transaction refunds worldwide.5,6

See rates and fees
Checking
0.05% APY7
ATM refunds nationwide.6,8

See rates and fees
Certificate of Deposit
Up to
4.10% APY9
Competitive fixed rates for terms from 6 Months to 60 Months.10

For more information on Annual Percentage Yield (APY), transaction fees, ATM fees refunds, foreign transaction fee refunds, and more, please see rates and fees.

Get up to $1,000 $1,500 for a limited time1

Open and fund a new brokerage account with a qualifying deposit by 6/30/2026. Learn how

Terms apply. Use promo code: OFFER26

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Detailed pricing

ProductPrice
Stocks, ETFs, mutual funds$0
Options contracts$0.65 per contract
Options (30+ trades/quarter)$0.50 per contract
Exercise and assignment$0
ProductPrice
Futures contracts$1.50 per contract
Micro futures$0.50 per contract
Crypto futures$2.50 per contract
ProductPrice
Online secondary trades$1.00 per bond (min $10, max $250)
New issuesNo charge
Treasury securitiesNo charge
Fund TypePrice
No-load, no-transaction-fee funds$0
Load fundsUp to 5.75%
No-load funds (with transaction fee)$19.99
Debit BalanceRate
$0 โ€“ $9,99913.70%
$10,000 โ€“ $24,99913.20%
$25,000 โ€“ $49,99912.70%
$50,000+12.20%
PortfolioAnnual Fee
Core Portfolios0.30%
Blend Portfolios0.65%
Fixed Income Portfolios0.65%
Dedicated Portfolios0.90%
Fee TypeAmount
Domestic wire transfer (outgoing)$25
International wire transfer$25
Paper statement (optional)$2/month
Account transfer out (ACAT)$75
Returned check$30
Detail
APY (first 6 months)4.00%
APY (after 6 months)Prevailing rate
Minimum depositNone
Monthly feeNone
Secured PlatformYes
Detail
APY2.00%
Monthly feeNone
Minimum balanceNone
ATM fee refundsWorldwide, unlimited
Foreign transaction feesRefunded
Detail
APY0.05%
Monthly feeNone
ATM refundsNationwide
Secured PlatformYes
TermAPY
6 monthsUp to 4.10%
12 monthsUp to 4.05%
24 monthsUp to 3.95%
36 monthsUp to 3.85%
60 monthsUp to 3.75%
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Transaction fees, fund expenses, and service fees may apply.

1 Offer valid for new eCapital customers. Terms and conditions apply. Subject to change.

2 $0 commission applies to online U.S. equity trades, exchange-traded funds (ETFs), and options (+ $0.65 per contract fee) in a Brokerage account only.

3 Premium Savings Account APY of 4.00% is valid for the first 6 months after account opening. After promotional period, standard APY applies.

4 Max-Rate Checking APY is variable and subject to change. Fees may reduce earnings.

5 ATM fee refunds apply to U.S. and international ATM fees charged by other banks.

6 Foreign transaction fee refunds available on Max-Rate Checking accounts.

7 Standard Checking APY is variable and subject to change.

8 ATM fee refunds apply to domestic ATM fees charged by other banks.

9 CD APY is based on term and subject to change. Penalty for early withdrawal.

10 CD terms available from 6 months to 60 months. Minimum deposit of $1,000 required.