Our Accounts

ECapital helps you trade, plan and invest for the long term. Whether you want to act on opportunities in the markets, build toward your goals, or manage your cash, we have an account to match, all in one place.

See all pricing and rates

Individual Brokerage

Trade on your own terms

A flexible account for buying and selling a wide range of investments with no account minimums or inactivity fees.

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Traditional IRA

Tax-advantaged retirement savings

Contribute pre-tax dollars and let your investments grow tax-deferred until retirement.

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Brokerage Accounts

Self-directed accounts for active traders and investors

Individual Brokerage

Trade on your own terms

A flexible account for buying and selling a wide range of investments with no account minimums or inactivity fees.

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Joint Brokerage

Invest together

Share ownership and management of investments with another person.

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Retirement Accounts

Tax-advantaged accounts to help you save for the future

Traditional IRA

Tax-deferred growth

Contribute pre-tax dollars and let your investments grow tax-deferred until retirement.

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Roth IRA

Tax-free withdrawals

Contribute after-tax dollars for potentially tax-free growth and withdrawals in retirement.

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Managed Portfolios

A range of managed portfolios to help meet your needs - choose from our fully managed accounts or our automated investment portfolios.

Core Portfolios

Automated investment management

Get a diversified portfolio that's monitored and managed for a low annual advisory fee of 0.30% and $500 minimum.

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Financial Advisors

Bring your future into focus

Eligible clients can get a goals-based plan and investing guidance from a Financial Advisor.

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Small Business Retirement

Retirement plans designed for small business owners and their employees

SEP IRA

For self-employed and small businesses

Simplified retirement plan with higher contribution limits and flexible funding options.

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Solo 401(k)

Maximum retirement savings

Retirement plan for self-employed individuals with no employees, offering high contribution limits.

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Banking Services

Banking products to complement your investment accounts

Cash Account

Competitive rates with no fees

Earn competitive interest on your savings with no monthly fees or minimum balance requirements.

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Max-Rate Checking

Banking that works harder

High-yield checking account with no monthly maintenance fees and no minimum balance.

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Frequently asked questions

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How do I open an account? +

Online

Choose the type of account you want. Then complete our online application.
For bank and brokerage accounts, you can either fund your account instantly online or mail in your direct deposit.

By Phone

Call 800-387-2331

By Mail

Download an application and then print it out.
Complete and sign the application.
Send the signed application and supporting documents to the address shown on the application form.

How do I place a trade? +

At ECapital, we make it easy to trade stocks, bonds, ETFs, mutual funds, and more. Browse our platform demos to see how to place an order, or contact support if you need help getting started.

What are your commissions and fees? +

Trading fees are listed on our pricing page. Other rates and fees may apply.

View all rates and fees.

How do you ensure the security and privacy of my account? +

Protecting our customers' personal and financial information is one of our top priorities. We use encryption and account-verification checks to help protect your information. Read about our security practices. No system is risk-free, so please keep your login details private.

Fraud awareness: Report suspicious activity right away so it can be reviewed.
Payment accuracy: Review each transaction carefully before you confirm it.
Privacy: Read our privacy policy to see how your information is used.
Optional extra login protection can help reduce unauthorized access.
Electronic documents: Receive statements and account documents online instead of by mail.
Alerts: Account activity notifications may be sent by email.

For complete details, visit our Security Center.

Important Disclosures

Investment Risk:

All investments involve risk, including the possible loss of principal. Past performance does not guarantee future results. Investment products are not guaranteed by ECapital Advisory or any of its affiliates.

Investment Products • Capital At Risk • No Guaranteed Returns

ECapital Advisory is a practice project. Please do not send real money or personal documents through this site.

Regulatory Notice:

ECapital Advisory Services is an independent investment advisory platform. All transactions are subject to our Terms and Conditions and Privacy Policy. Please read all agreements carefully before investing.

Investing in securities involves risk, including possible loss of principal. Past performance is not an indication of future results.

System response and account access times may vary due to a variety of factors, including trading volumes, market conditions, system performance, and other factors.