ECapital Advisory
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ECapital

Great rates, low fees, and more

Banking and lending solutions, seamlessly integrated with investing accounts.1

Open an account
ECapital Mobile App
Start saving
with ECapital

Open an account and choose the tools that fit your goals. No promotional offers are active at the moment.

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Banking built for investors1

Make the most of your cash and seamlessly manage banking and investing all in one place.

Cash Account

Keep your cash ready for your next investment

  • Clear, simple account tools
  • Fees shown before you commit
  • Move money to your ECapital brokerage account
Open an account Learn more →

Max-Rate Checking Account

Everyday money tools for your account

  • Fees are shown before you commit
  • Details shared at account opening
  • Fees, if any, are shown before you commit
Open an account Learn more →

Certificates of Deposit (CD)

Fixed-term savings tools (details to be announced)

  • Fees are shown before you commit
  • Terms from 6 Months to 60 Months
  • Terms are shown before you commit
Open an account Learn more →

Checking Account

Everyday money tools for your account

  • Fees are shown before you commit
  • Details shared at account opening
  • Fees are shown before you commit
Open an account Learn more →

Rates and fees are shown at account opening and may change. See all rates and fees

Benefits you can bank on

1

Competitive rates, low fees

Make the most of your cash with our high-yield accounts.

See bank rates and fees
2

Bank and invest together

Simplify your finances and conveniently manage your money in one place.

3

Easy money movement

Move cash between your ECapital accounts whenever you need to.

4

Know the risks

ECapital accounts are not FDIC-insured and investments can lose value. Read the disclosures before you invest.

What we focus on

Clear fees, clear risks, and simple tools for everyday investors.

Our focus: plain-language information and straightforward tools

Learn more →

Line of Credit

Explore lending solutions

Borrowing against your portfolio is not currently offered by ECapital. This section is a placeholder for future services.

Not FDIC insured

Learn more →
Line of Credit Mobile View

Education and resources

Insights to stay informed and inspired

Compound Interest

How compound interest can supercharge your savings

Learn how compound interest is one of the most powerful tools available to grow your money.

Read more →
Cash Management

Three ways to manage your cash more strategically

Discover the different purposes cash serves in bank and brokerage accounts.

Read more →
Home Buying

Helping loved ones buy a home

Learn how you can help a loved one break into a market with record-high prices, rising mortgage rates, and more.

Read more →
FAQ Section

Frequently asked questions

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How do I open an account? +

Online

  1. Choose the type of account you want. Then complete our online application.
  2. For bank and brokerage accounts, you can either fund your account instantly online or mail in your direct deposit.

By Phone

Call 800-387-2331

By Mail

  1. Download an application and then print it out.
  2. Complete and sign the application.
  3. Send the signed application and supporting documents to the address shown on the application form.
How do I place a trade? +

At ECapital, we make it easy to trade stocks, bonds, ETFs, mutual funds, and more. Browse our platform demos to see how to place an order, or contact support if you need help getting started.

What are your commissions and fees? +

Trading fees are listed on our pricing page. Other rates and fees may apply.

View all rates and fees.

How do you ensure the security and privacy of my account? +

Protecting our customers' personal and financial information is one of our top priorities. We use encryption and account-verification checks to help protect your information. Read about our security practices. No system is risk-free, so please keep your login details private.

  • Fraud awareness: Report suspicious activity right away so it can be reviewed.
  • Payment accuracy: Review each transaction carefully before you confirm it.
  • Privacy: Read our privacy policy to see how your information is used.
  • Optional extra login protection can help reduce unauthorized access.
  • Electronic documents: Receive statements and account documents online instead of by mail.
  • Alerts: Account activity notifications may be sent by email.

For complete details, visit our Security Center.

Important Disclosures

Investment Risk:

All investments involve risk, including the possible loss of principal. Past performance does not guarantee future results. Investment products are not guaranteed by ECapital Advisory or any of its affiliates.

Investment Products • Capital At Risk • No Guaranteed Returns

ECapital Advisory is a practice project. Please do not send real money or personal documents through this site.

Regulatory Notice:

ECapital Advisory Services is an independent investment advisory platform. All transactions are subject to our Terms and Conditions and Privacy Policy. Please read all agreements carefully before investing.

Investing in securities involves risk, including possible loss of principal. Past performance is not an indication of future results.

System response and account access times may vary due to a variety of factors, including trading volumes, market conditions, system performance, and other factors.

Privacy Policy | Terms of Use | Account Agreements | Risk Disclosure | Security Center

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